Families Lost Everything.
Mortgage Relief Isn't Working.

This would help us out tremendously as our business was also affected by the Palisades fires, as it was based out of the Palisades, so our finances have been very tight. Yes, this would reduce stress for us. Avoid additional debt and or foreclosure on our only home that we’ve had for the past 25 years. This was going to be our retirement and or place for our kids to live in the future. We really need help.
‍— Palisades business owner of 25 years

I am 74 years old. I support my elder family member. I had a second bedroom rented out and that paid my 2 mortgages on my Palisades property. This Disaster has turned into a nightmare for me. If I lose my Palisades place, this car just might be my permanent home.
‍— Afflicted elderly palisades homeowner

Anything to help with rebuilding costs is welcome--we had decent insurance and it won't even come close to helping us fully rebuild in the Palisades.
‍— Local family under-insured to rebuild in the Palisades

While my home is still standing, it is contaminated with lead and other chemicals and may require taking down to studs/foundation, this policy if I can avail myself of it, would help immensely.
‍— Longtime Palisades resident living in a contaminated home

We have a still standing home which is a toxic soup from the smoke. We are fighting with the insurance company to pay for remediation. Having our mortgage deferred would provide us with much needed relief for us to be able to resolve our issues while not carrying the weight of insurance or worrying every month as to whether our deferral will end.
‍— Displaced couple fighting insurance over smoke damage

This type of mortgage relief would take a big burden away. Paying a mortgage for a home we cannot live in while paying rent adds a large layer of stress and makes it hard to move forward.
‍— Working household paying rent and a mortgage at the same time

It will take 5 years or more to rebuild because it was a condo. You need to extend your expected rebuild period and desired mortgage forbearance period. It will take condos and townhomes much longer to rebuild because it is group decision making by inexperienced volunteers. Paying both rent and mortgage, delays in insurance payouts, rebuild costs exceed insurance, also paying HOA fees.
‍— Palisades condo owner stuck in HOA rebuild delays

This type of mortgage relief would greatly reduce the stress we currently have every day and night, we are already going to have to come out of pocket to rebuild and this relief would help us get back into our home and our community that we so greatly miss. We 1000% intend on resuming payments once we are back in the home.
‍— Palisades neighborhood family owner trying to come home

When the forbearance is due it’s going to be very hard to pay that at once. Deferment seems like a much more equitable solution.
‍— Survivor facing a lump-sum deadline

The main problem is the continuous calls from the mortgage holder and the constant threat of foreclosure and the lack of constructive solutions from the financial institution given that we have very little income right now, and some months nothing at all.
‍— Homeowner under foreclosure pressure

It would help in relieving the pain I feel bearing down on me from the weight of all of this. By giving me hope that we will make it over the finish line and once again be living in our home. Not having to move to another city or state just so we can survive. The worry of, can we continue to afford all this, would be lifted. Will I go into even deeper debt just to make it? The list goes on. 
‍— Resident afraid of being forced out of the community

It would give us breathing room to continue paying rent while we rebuild. We’ve gone as fast as possible but it will still be close to 2 years from the fire before we can go back home. Paying rent and a mortgage is really difficult.
‍— Family two years out from moving back home